Field Payments Software With No Platform Fee
Opsler takes 0% of every payment you collect — because your money never passes through Opsler. It goes straight from your customer to your account, by QR code, by check, or through the payment processor you already chose. You keep your rate, your relationship and your revenue. Call it mobile payments for field service or field service payment collection — the mechanism is the same either way.
A technician records the payment on site, and the customer's own copy of the invoice updates to Paid.
The One Software Cost That Grows With Your Success
A subscription is a known number. A percentage of every job is not — it rises every time you have a good month, and it is charged on revenue you have already earned and already done the work for.
Platforms that process your payments generally charge between 2.59% and 3.5%. Jobber publishes 2.9% plus $0.30 per transaction; Housecall Pro advertises card rates from 2.59% with a 1% fee on bank payments. Both read from their own pricing pages on 1 August 2026.
A worked example, with its inputs stated
A shop collecting $30,000 a month through a platform charging 2.9% pays about $870 a month — roughly $10,400 a year — purely to be paid. Put the same money through your own processor at your own negotiated rate, or through a P2P handle at no cost, and that line disappears. Substitute your own collections and your own rate; the arithmetic is the point, not our figures.
Opsler charges $25 per seat per month and nothing else. Collect $10,000 this month or $100,000 — the software costs the same. Full pricing.
Four Ways to Get Paid, All on the Same Invoice
Four invoice payment options, and the customer picks what suits them, which is how you get paid on the day rather than chasing an invoice for three weeks.
Cash and check
Still a large share of residential work. The technician records it against the invoice on site and the balance updates immediately — no reconciliation evening, no envelope of receipts.
Venmo, CashApp and Zelle
Your business handles, configured once in admin settings. On the invoice the technician taps to enlarge a full-screen QR code, the customer scans it with their own phone, and the money lands in your account directly.
Admin-locked QR codes
Handles and codes are set by an admin and locked. A technician can present the code and collect, but cannot change where the money goes — the control stays in the office where it belongs.
Your own payment link
Already using Stripe, PayPal, Square or another processor? These contractor payment links go straight on the invoice. Customers who want to pay by card do, at whatever rate you have already negotiated — not one a software vendor picked for you.
How Collecting at the Door Works
Set it up once
An admin enters your Venmo handle, CashApp handle and Zelle email or phone, plus any payment link from your own processor. Locked, so only an admin can change them.
Finish the job
The technician completes the work and the invoice is ready on the spot — built from the price book, with the parts they actually used already on it.
Show the code
The invoice lists the accepted methods. Tap to enlarge a full-screen QR code, the customer scans it with their own phone, and the money moves to your account.
Record and receipt
The technician records the payment, in full or in part. The balance updates, the job closes out once settled, and the customer is emailed a receipt automatically.
Getting paid before the van leaves is worth more than any collections process. An invoice settled at the door never becomes a reminder email, a follow-up call or a debt you write off at the end of the year.
Why Keeping Payments Separate Works in Your Favour
- Your rate is yours. Negotiate with your processor, or move to a better one, without touching your field service software. Bundled processing means the rate is set by a vendor whose incentive is not yours.
- Your money arrives on your terms. Payments go to the account you already use, on that provider’s settlement schedule — not held and released by a software company on theirs.
- Switching costs nothing. Because your payment relationship is not entangled with your software, changing either one later is a decision rather than a migration.
- P2P costs nothing at all. For the large share of residential customers happy to use Venmo, CashApp or Zelle, the transaction fee is zero rather than merely reduced.
- The office keeps control. Admin-locked handles mean the person at the door can collect but cannot redirect — speed in the field, authority in the office.
You Confirm the Money, Opsler Records It
Because payments run through your accounts rather than through Opsler, the confirmation step is yours: the technician checks the transfer has landed, or you see it in your processor, and the payment is then recorded against the invoice.
That is a deliberate design rather than a missing feature, and it has a practical upside worth knowing. You are never waiting on a platform to tell you what your own bank already knows, and there is no settlement queue between a customer paying and you being able to act on it. What it asks of you is one habit: confirm before you record, particularly on larger jobs.
Partial payments
Record a deposit now and the balance later. The invoice tracks what is outstanding, and a staged reminder sequence chases the remainder so nobody has to remember to.
Reconciliation
What Opsler holds is what you recorded against each job. Your bank and your processor hold the transactions. Reconcile the two the way you already do — the QuickBooks- and Xero-formatted CSV exports are built for exactly that handoff.
Refunds and disputes stay where they belong: with your processor. If a customer disputes a card payment, you handle it with the provider you have a relationship with, under terms you agreed, rather than through a software vendor’s support queue as an intermediary. Adjust the invoice in Opsler to match the outcome. For most operators that is the preferable arrangement, because a chargeback is a conversation you want to have directly.
What You Control, and What That Means
Owning the payment relationship means owning a few things a bundled processor would decide for you. None is onerous, and each is a choice you would probably rather make yourself:
- Which methods you accept. P2P services set their own rules about business use, so choose accounts appropriate to how you trade and keep them current.
- Who can change the destination. Handles and QR codes are admin-locked, so decide who holds admin and review it when people leave.
- Your processor’s terms. Rates, settlement times and dispute policy are between you and them, which is what makes them negotiable.
- Your tax records. Opsler records payments against jobs and exports them; your accounting system remains the book of record.
Field payment questions
By staying out of the transaction entirely. Opsler is the system that produces the invoice and records what was collected — it is not a payment processor, so there is nothing for it to take a percentage of. Your customer pays you directly: into your Venmo or CashApp account by QR code, by check, in cash, or through your own processor's payment link. The money goes from them to you, and Opsler never sits in the middle taking a slice on the way past.
Work it out on your own numbers, because it scales with what you collect rather than with what you pay for software. Platforms that process payments for you typically charge in the 2.59%–3.5% range — Jobber publishes 2.9% plus $0.30 per transaction and Housecall Pro advertises card rates from 2.59%, both read from their own pricing pages on 1 August 2026. Every dollar of that is charged on revenue you have already earned and already done the work for. A shop collecting $30,000 a month through a platform at 2.9% is paying roughly $10,400 a year for the privilege of being paid. Route the same money through your own processor at your own rate, or through a P2P handle at no cost, and that line stops existing.
Yes, and usually on better terms than a bundled processor gives you. Add your own payment link — Stripe, PayPal, Square or whoever you already bank with — to the invoice, and card customers pay exactly as they expect to. The difference is that you chose the processor and you negotiated the rate, and if you find a better one next year you switch without changing field service software. Your payment relationship stays yours rather than being bundled into a subscription.
No, and that is deliberate. Payment handles and QR codes are configured by an admin and locked, so a technician in the field can present the code and collect against the invoice but cannot redirect a payment to another account. You get the speed of collecting at the door with the control of the office deciding where funds land.
The technician records it against the invoice, including a partial payment, and the balance updates straight away. Paid in full, the job closes out and a receipt is emailed to the customer automatically. The payment also flows into your revenue reporting, so what you collected today appears in this period's totals and margin without anyone exporting a spreadsheet.
No — no Bluetooth pairing at the kerb, no reader with a flat battery, no hardware to buy or replace. A QR code on a screen the technician is already holding works first time and looks modern to the customer. That is one less thing to go wrong at the exact moment you are asking to be paid.
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